Loan Calculators

Get an estimate of what your loan might look like. These are indicative figures — talk to our team for a full, free assessment tailored to your situation.

Repayment calculator

Estimate your regular loan repayments.

Loan Amount — $500k

Interest Rate — 6.5%

Loan Term — 25 years

Frequency

Indicative only. Not a quote or offer of finance. Contact us for a full assessment.

Your estimated repayment

Per month$3,295

Per fortnight$1,520

Per week$760

Total interest paid$488,500

Total amount repaid$988,500

Get a proper assessment →

Affordability calculator

Estimate how much you might be able to borrow.

Annual Household Income — $120k

Monthly Expenses — $3,000

Existing Debt Payments (monthly) — $500

Interest Rate — 6.5%

Rough guide only. Actual borrowing capacity depends on many factors. Talk to us for an accurate assessment.

Estimated borrowing power

Estimated max loan—

Monthly repayment—

Deposit needed (20%)—

Purchase price (80% LVR)—

Talk to us for accuracy →

Finnovo.

Offset calculator

See how an offset account and extra repayments shorten your mortgage term.

Loan details

Loan amount ($)

Interest rate (%)

Loan term (years)

Repayment frequency

Offset account

Offset balance ($)

Interest charged on

$550,000 effective balance

Extra repayments (on top of standard)

Extra amount ($)

Frequency — select one

Indicative only. Assumes offset balance and extra repayments remain constant. Not financial advice.

Impact on your mortgage

Add an offset balance to see your savings

Enter an offset balance above to get started

Standard repayment

—

With extras

—

Interest saved

—

Standard loan

—

With offset only

—

Offset + extras

—

Time saved —

Standard interest

—

Offset only

—

Offset + extras

—

Standard Offset only Offset + extras

Indicative only. Assumes constant offset balance and extra repayments. Not financial advice — contact Finnovo Finance for a personalised assessment.

Get a full assessment — it's free →