Buying your first home is one of the biggest decisions of your life. We're here to take the stress out of it — guiding you from pre-approval all the way to getting the keys in your hand.
From your first conversation right through to completion, Finnovo Finance makes the process smooth and stress-free.
Know exactly how much you can borrow before you start house hunting, so you can bid with confidence.
We search the whole market so you get the best rate — not just what one bank offers.
We help you understand and maximise your KiwiSaver withdrawal and First Home Grant eligibility.
Loan applications, supporting documents, chasing banks — we take care of it all.
We use our lender relationships to negotiate better rates and conditions for you.
We're with you right through to the day you get your keys.
Book a free, no-obligation consultation. We'll assess your situation and show you exactly what's possible.
A no-obligation conversation to understand your situation, goals and timeline.
We prepare a strong application and submit to the right lenders.
Shop with confidence knowing exactly what you can spend.
We handle everything through to settlement day. Keys are yours!
Generally at least 10% of the purchase price, though 20% avoids low-equity fees. We'll advise based on your situation.
Yes! If you've been contributing for at least 3 years you may be able to withdraw most of it. You may also qualify for the First Home Grant of up to $10,000.
Pre-approval can take a few days. Once you've found a home, final approval typically takes 5–10 working days.
For most mortgage lending through banks, our advice and service is completely free — we're paid a commission by the lender when your loan settles. If we use a non-bank lender, a fee may apply. We'll always be upfront about this before proceeding.
Book a free, no-obligation chat with our team today.
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