Sharp advice,
sweet as service.
At Finnovo Finance, we're not here to just crunch numbers - we guide you through your big decisions. Buying your first home, growing your business, or sorting the right insurance. We've got your back with expert advice and genuine support.
Home loans
Free adviceFinance made easy.
Simple process
We cut through the jargon and make everything straightforward.
No stress
We handle the paperwork, negotiations and complexity for you.
Advice that fits you
Solutions shaped around your unique situation and goals.
Years of experience
Deep knowledge of the NZ lending and insurance market.
More lenders, better rates
Access to exclusive rates from 20+ lenders across NZ.
Our help is free
We're paid by lenders - our expert advice costs you nothing at all.
First Home
Investment
Refix
Top-up
the heavy lifting.
How can we help?
Whether you're stepping onto the property ladder for the first time or growing your portfolio, we'll find the right structure and rate for your situation.
Grow your business with Finnovo.
From working capital to asset finance and commercial property - we help Kiwi businesses access the funding they need to grow and thrive.
Smart funding for smart businesses.
We understand that business finance is different. We work with a wide range of lenders to find the right solution for your unique situation - at no cost to you.
What our clients say.
"The team at Finnovo Finance made our first home purchase so much less stressful. They explained everything clearly and got us a rate we couldn't have found on our own. We couldn't recommend them more highly!"
"I've used Finnovo for both my investment properties and my insurance. They genuinely care about getting the best outcome for you. The process is always smooth, easy and stress-free."
"Highly recommend Finnovo Finance. They helped us refinance to save on interest and reviewed our insurance for our growing family. Always available, always helpful - the process was seamless."
Life doesn't always follow Plan A — that's why it's wise to have a solid Plan B.
Let Finnovo Finance help you sort the right cover, so if the unexpected happens, you and your family are looked after.
Learn about our process →
Life insurance
Financial security for your loved ones if the worst happens.
Trauma insurance
A lump sum if you're diagnosed with a serious illness.
Total permanent disablement
Lump sum if you're permanently unable to work.
Health insurance
Private healthcare, without the wait.
Income protection
Your income protected if you can't work.
Mortgage repayment cover
Covers your mortgage if you can't work or are made redundant.
Specific injury cover
Fast lump sum for defined accidental injuries.
Key person insurance
Protect your business from key risk.
Tips, news & guides.
Should I refix or refinance my mortgage?
The key differences and how to choose the best option when your fixed rate rolls over.
Read now →Interest rates: what borrowers should expect next
How recent economic signals might affect your mortgage rate over the next 12 months.
Read now →Why using a mortgage broker in NZ matters
Going direct to one bank limits your options. Here's why a broker gives you a real advantage.
Read now →Let's get started!
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