Life insurance provides a lump sum to your loved ones if you pass away. It helps them pay off the mortgage, cover living expenses, and maintain their lifestyle without financial stress.
From your first conversation right through to completion, Finnovo Finance makes the process smooth and stress-free.
Ensure your family can pay off the mortgage if you're no longer here.
Provide for your family's ongoing living expenses and future needs.
Help fund your children's education even if you're not around.
We help you calculate exactly how much cover you actually need.
We compare policies from multiple insurers to find the best fit.
We find you the right cover at the most competitive premium available.
Book a free, no-obligation consultation. We'll assess your situation and show you exactly what's possible.
We assess your financial obligations, family situation and goals.
We compare policies and premiums across multiple insurers.
We present our recommendation and explain what it covers.
We manage the application and get you covered quickly.
A common starting point is 5x your annual income, but it depends on your debts, family size and goals. We'll help you calculate the right amount for your situation.
Levelled cover keeps your premium fixed for the set period of your policy, while stepped cover adjusts your premium annually as you age — meaning it starts cheaper but increases over time. The key difference comes down to cost over the long term. Most of our clients use a mixture of both to keep cover affordable — levelled for the core amount they always want, and stepped for additional cover they may need in the short term.
It's often more affordable than people expect. A healthy 30-year-old can get $500k of cover for around $30–50/month depending on the structure chosen.
No — our insurance advice is completely free. Insurers pay us a commission when a policy is placed. There is no cost to you.
Book a free, no-obligation chat with our team today.
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