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Disability CoverMonthly BenefitIllness & InjuryMortgage Protection

Income protection.

Income protection replaces a portion of your income if you're unable to work due to illness or injury — keeping the bills paid and your lifestyle intact while you recover.

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How we help

What we do for you.

From your first conversation right through to completion, Finnovo Finance makes the process smooth and stress-free.

Monthly income replacement

Receive up to 75% of your pre-disability income if you can't work.

Cover your mortgage

Keep your home loan payments going while you're off work.

Support your family

Maintain your family's standard of living during recovery.

Short & long-term cover

Choose between short-term (2 years) or long-term (to age 65) policies.

Agreed vs indemnity value

We explain the difference and recommend the right structure.

Multiple providers

We compare income protection policies across multiple insurers.

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Ready to get started?

Book a free, no-obligation consultation. We'll assess your situation and show you exactly what's possible.

  • No cost to you, ever
  • Same-day responses
  • Available evenings and weekends
  • In person, phone or online
Book now — it's free →
Our process

How it works.

1

Understand your income

We look at your occupation, income and financial commitments.

2

Compare policies

We compare income protection cover from multiple insurers.

3

Recommend the right structure

We recommend the right benefit amount, waiting period and benefit period.

4

Apply & protect

We manage the application and get you covered.

FAQs

Common questions.

How much of my income can I cover?
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Generally up to 75% of your pre-disability income.

What is a waiting period?
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The period before your benefit starts paying — typically 4, 8 or 13 weeks. Longer waiting periods mean lower premiums.

Does it cover both illness and accident?
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Most policies cover both. We'll make sure yours does.

Does it cost me anything?
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Our insurance advice is completely free — insurers pay us a commission when your policy is placed. There is no cost to you for advice or the application.

Want to protect your income?

Book a free, no-obligation chat with our team today.

Book a free consultation →