If your home has increased in value, you may have built up significant equity. A mortgage top-up lets you access that equity for renovations, investments, or other goals.
From your first conversation right through to completion, Finnovo Finance makes the process smooth and stress-free.
Access equity to fund home upgrades that add value and improve your lifestyle.
Roll high-interest debts into your mortgage at a lower rate.
Use your equity as a deposit to purchase an investment property.
Many families use home equity to fund education costs.
We work out exactly how much equity you have and what you can access.
We manage the whole top-up process with your bank or a new lender.
Book a free, no-obligation consultation. We'll assess your situation and show you exactly what's possible.
We calculate how much equity you've built in your property.
We discuss what you need the funds for and structure the top-up.
We manage the application with your current bank or a new one.
Once approved, your funds are available to use.
Generally banks will lend up to 80% of your property's value. E.g. a $800k home with $400k owing = up to $240k accessible.
Renovations, investments, consolidating debt, holidays — most purposes are accepted.
Yes, borrowing more means higher repayments. We'll show you the exact impact.
Our service is free. There may be bank application or valuation fees, which we'll explain upfront.
Book a free, no-obligation chat with our team today.
Book a free consultation →