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Critical IllnessLump SumHeart AttackCancer Cover

Trauma insurance.

Trauma insurance pays you a lump sum if you're diagnosed with a serious illness like cancer, heart attack or stroke — giving you financial breathing room to focus on recovery.

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How we help

What we do for you.

From your first conversation right through to completion, Finnovo Finance makes the process smooth and stress-free.

Serious illness cover

Covers major conditions including cancer, heart attack, stroke and more.

Lump sum payment

A one-off cash payment you can use however you need — no restrictions.

Cover your medical costs

Fund treatment, specialists or overseas care not covered by public health.

Protect your home

Use the payment to cover your mortgage while you recover.

Income replacement

Bridge the gap while you're unable to work during treatment.

Right amount of cover

We help you determine the right lump sum for your situation.

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Ready to get started?

Book a free, no-obligation consultation. We'll assess your situation and show you exactly what's possible.

  • No cost to you, ever
  • Same-day responses
  • Available evenings and weekends
  • In person, phone or online
Book now — it's free →
Our process

How it works.

1

Assess your needs

We look at your financial commitments, family situation and health history.

2

Compare policies

We compare trauma cover from multiple insurers.

3

Recommend cover

We present our recommendation clearly and honestly.

4

Apply & cover

We manage the application and get you protected quickly.

FAQs

Common questions.

What conditions are covered?
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Policies typically cover 40+ conditions including cancer, heart attack, stroke, bypass surgery, organ failure and more. We'll explain exactly what's included.

Is trauma insurance different from income protection?
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Yes — trauma pays a lump sum upon diagnosis. Income protection replaces your income on an ongoing basis if you're unable to work.

Can I get trauma cover if I have pre-existing conditions?
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Sometimes yes, with exclusions. We'll advise based on your health history.

Does it cost me anything?
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Our insurance advice is completely free — insurers pay us a commission when your policy is placed. There is no cost to you for advice or the application.

Want to protect yourself from serious illness?

Book a free, no-obligation chat with our team today.

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