Getting a home loan when you're self-employed or running a business is harder than it should be. We know exactly which lenders understand business income — and how to present your application to get it approved.
From your first conversation right through to completion, Finnovo Finance makes the process smooth and stress-free.
We know which lenders are genuinely supportive of self-employed borrowers.
We help you present your income correctly — tax returns, financials or bank statements.
More options means a better chance of approval and better rates.
How you structure your loan can affect your business cash flow — we factor this in.
We prepare a strong, complete application to maximise your chance of approval.
Whether it's your first purchase or you're upsizing, we've got you covered.
Book a free, no-obligation consultation. We'll assess your situation and show you exactly what's possible.
We look at your financials, structure and what a lender will count as income.
Not all lenders treat self-employed income the same — we know who's supportive.
We present your income and situation in the strongest possible way.
We manage the process right through to getting the keys.
Most lenders use your last 2 years of tax returns or financial statements. Some non-bank lenders will use bank statements or a shorter trading history.
Yes, in most cases — the assessment is just different. The key is using the right lender for your situation.
We work with this regularly. Some lenders will average your income, others look at the most recent year. We'll find the best approach for you.
For bank lending there's no advice fee. Non-bank lenders may charge a fee — we'll always be transparent about this before proceeding.
Book a free, no-obligation chat with our team today.
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